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HUD Comprehensive Housing Counseling Grant

Amount

$50,000–$150,000 typical direct awards to approved agencies.[15]

Timeline

FY2025 NOFO anticipated January 2026; awards usually announced summer/fall.[15]

Effort & Priority

Effort: 7  |  Priority: Worth Exploring
Success outlook: Medium.

Match

No match, but HUD expects diversified funding and compliance with strict financial controls.

Why It Matters

Direct HUD funding could expand BUL’s foreclosure prevention, pre-purchase, and rental counseling beyond intermediary pass-throughs, strengthening our housing stability impact across Erie County.[15]

Readiness Checklist

  • Verify HUD approval status, counselor certifications, and quality control plan.
  • Compile outcome metrics (foreclosure saves, mortgage modifications, homebuyer closings) for the application narrative.
  • Coordinate with national intermediaries to avoid duplication and explore joint submissions.

Application Notes

  • NOFO requires extensive SF-424 forms, detailed workplan, budget, cost allocation, and performance history.
  • Expect heavy reporting (HUD-9902) and possible on-site reviews—align grants, finance, and compliance teams early.
  • Emphasize service to protected classes and high-need neighborhoods to maximize scoring.

Risks & Mitigation

  • Administrative lift: Assign a cross-functional team (grants, counseling, finance) to manage documentation.
  • Competitive pool: Highlight unique wraparound services (financial coaching, workforce pathways) to stand out.

ROI & Next Steps

Budget ~50 hours for proposal and compliance preparation. A $100K award yields ≈$2,000/hour and signals readiness for future federal collaborations. Actions: refresh SAM.gov registration, gather FY2025 data, and monitor Grants.gov for the FY2025 notice.[15]

Key Resources